Why Life Insurance?
If you die, your family needs the protection of life insurance to ensure that ...
* They can continue to pay the mortgage.
* Your kids can afford to go to college.
* They can pay any medical bills and funeral costs.
If you don t have life insurance yet, or if you need to increase the amount of life insurance you have, don t delay. Start looking now for the best rates on life insurance to protect your family.
But I Have Life Insurance Through my Job
If your employer offers you life insurance as a benefit, that s great. However, it s probably not enough to protect your family, especially if you have young children.
Most employer life insurance plans offer an amount equal to one or two times your annual salary, while experts recommend you carry at least five times your annual salary in life insurance. Therefore, you need to get extra life insurance to fully protect your family.
Keep Your Insurance Costs Down
To help you get the best rate on your life insurance, follow these tips:
* Choose term life insurance, which is the least expensive type life insurance.
* Buy your life insurance when you re young and in good health. As you get older, your premium increases. * Live a healthy lifestyle - don t use tobacco, maintain an appropriate weight, and exercise regularly.
The Best Rates are on the Internet - and the Quotes are Free!
For free, competitive life insurance quotes, just sit down at your computer and go to an insurance comparison website. On these websites you ll complete a form with information about your
* Health
* Job
* Hobbies
* Insurance needs
On the best comparison websites, you can even talk with insurance professionals online or by phone and get quick answers to your life insurance questions. (See link below.)
Once all your questions are answered and you submit your form, you will then get free, fast quotes from multiple A+ rated life insurance companies. Then all you have to do is choose the best rate!
Visit http://www.LowerRateQuotes.com/life-insurance.html or click on the following link to get free life insurance quotes from top-rated companies and see how much you can save. You can also get more insurance tips there.
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on free life insurance quotes.
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